Half Price Interest Loans On Fine Jewelry
What if there was a way to get large sums of money without having to sell your jewelry? You don’t have to sell your jewelry if you don’t want to anymore! Heritage Jewelry and Loan offers loans on all types of jewelry to our customers when they are in need of a quick cash loan. We specialize in loaning money to our clients using their jewelry and diamonds as collateral. With over 25 years in the jewelry industry we know what jewelry and diamonds are worth and how get the most value for an item. We are lending top dollar on pieces from David Yurman, Tiffany & Co., Cartier, Hardy, Mikimotto, James Avery and many others. We have experts on staff that specialize in diamonds as well. What makes this such a good option is that we only charge 10% interest per month. This is is half of what we are allowed to charge in the State of Texas, but we do this to help our customers.
What is a Jewelry Pawn Loan
Simply put, it is a transaction where the customer pledges their jewelry as collateral in exchange for money. This transaction is quite easy ,quick and totally confidential. It starts with the customer presenting their jewelry to one of our highly experienced pawnbrokers for evaluation. During this evaluation, the weight of the jewelry will be determined, the purity of the metals will be tested, and the testing of any stones will be done. It is important to know that none of these test will harm your jewelry in any way. After all of the important facts are taken into consideration, an offer will be made to you. If you decide to accept the loan offer, then your jewelry will be electronically imputed into our database, placed in a specially marked container, and then placed in our secured vault area. It will stay there, safe and fully insured, until you either pick it back up, or the loan defaults.
The Heritage Jewelry and Loan Difference
There are plenty of pawn shops in Missouri City and Sugar Land, certainly a bunch in Houston, but we feel we are the best for several reasons. First we are the only pawn shop in the Fort Bend area that is offering 10% interest on pawn loans on all gold, silver and platinum jewelry. This makes it easier for our valued customers to get their items back with less money out of their pockets. We believe that there is no value to taking advantage of a person when they are vulnerable. This is not how we operate, never has been, never will be. We are jewelers ourselves and most of all we know the bond a person and their jewelry share. Secondly, we leverage the use of technology to lower operating costs and maximize our loan offerings. We use a secure app to allow customers to manage their accounts from the comfort of their home, allowing payments and up to the minute balance information directly from their phones. We also maintain relationships with some of the largest sellers of fine jewelry so we have a concrete understanding of the value of your jewelry pieces. It is important that as a customer you get the true value of your jewelry and diamonds. Going to a shop that understands the value of well-crafted gold, platinum and silver jewelry will alway pay off. Because of these relationships we are lending top dollar on jewelry from David Yurman, Tiffany &Co., Cartier, John Hardy, Mikimotto, James Avery and many others. Third, our reputation as a BBB A+ rated business and our Yelp and Google reviews speak volumes on how we treat our customers. Lastly, and most importantly, we like to work with people and help them. That means we are very flexible and understanding when it comes to our customers needs.