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Bring Us Your Old Pawn Ticket From Other Shops For Major Savings | Call Us Today

Pawn Shop Heritage Jewelry and LoanPawn Shop Heritage Jewelry and Loan
  • Pawn Shop
    • About
  • 10% Pawn Loans
    • Jewelry Pawn
    • Watch Loans
    • Electronics Loans
    • Musical Instrument Loans
  • Buying
    • Jewelry Buys
    • Watch Buys
    • Electronic Buys
    • Musical Instrument Buyers
  • Repairs
    • Watch Repair
    • Jewelry Repair
  • For Sale
    • Jewelry Sales
    • Watch Sales
    • Electronic Sales
    • Musical Instrument Sales
  • Contact
    • FAQ’s
    • Site Map
    • Disclosures

Frequently Asked Pawn Shop Questions

Q: Are pawn loans confidential?

A: Pawn loans are 100% confidential and regulated by the State of Texas Office of Consumer Credit .

Q: What is the interest rate?

A: On loans $1,340.00 and under, we charge 10% monthly.

Q: What is the most money you will lend on a single item?

A: We will loan up to $16,750.00 with an interest rate of 1% per month on certain items.

Q: How long is the loan term for?

A: A pawn loan is a 30 day loan with a 30 day grace period that is not free.  In other words, your initial loan can go for 60 days before a payment needs to be made.

Q: Do I have to keep the pawn loan for 60 days?

A: No. You can pick your item up and pay off your loan whenever you want. You will only be charged for the interest that you owe up to that point.

Q: What do I do if I can't pay back my loan in the 60 day time frame?

A: You can extend the loan in a multitude of ways. You can pay some interest which will extend the time, or you can pay the interest and then pay down the principle.

Q: What if I forget when my loan is due?

A: We make every effort to help out of clients by sending emails when an item is coming close to being due.

Q: Are my things safe while in pawn with you?

A: Yes very.  We have a state of the art security and storage system. Furthermore, the State of Texas requires all pawn shops to carry fire and theft insurance.

Q: Is there a limit to the amount of loans that a person can have outstanding?

A: No. Take as many loans as you like.

Q: Do I have to be there in person to make a payment?

A: No, State law allows for a person to pay with a certified check or money order.

Q: How long can an item stay in pawn?

A: As long as you are current on the interest. So for as long as the client wants.

Contact Us

Need help, try calling us or if you rather, send us an email and we'll get back to you, asap.

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The 10% Pawn Shop Lending Source in Sugar Land & Missouri City. Call Today!

  • Heritage Jewelry & Loan
  • 4506 Hwy 6 South, Sugar Land Tx 77478
  • 281-265-6747
  • https://heritagejewelryandloan.com

(281) 201-7893

 

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