Pawn Shop Loans At 10% – Half Price Interest
Borrowing Money From A Pawn Shop Should Be Easy
Have you ever thought, ” Why isn’t there a pawn shop near me that I can trust that will actually help me out?” I did when I was younger, and the answer has almost always been that most shops just didn’t care. All to often I felt that I was being taken advantage of because I was borrowing money to get through a tuff time. I should have been able to borrow a fair and reasonable amount of money near me in Missouri City where I grew up without feeling like I was being taken advantage of. Unfortunately, this wasn’t the case at all. Why was a chain at the jewelry store that cost $500.00 only worth $50.00 when I needed help? I vowed that one day when I finished school, I was going into the pawn business making the needed changes. So in 2005, with the help of family and friends I opened my shop with the goal of changing the way they do business in my favorite hometown. Nestled on Hwy 6 in the heart of Sugar Land, Heritage Jewelry and Loan was opened with the express purpose of lending folks good money at affordable rates. We opened with the knowledge that needing a helping hand is not a reason to be taken advantage of, ever!
Why Choose Heritage Jewelry & Loan For Your Pawn Shop Needs?
Choosing a company to borrow money from is not always an easy decision. Many factors should come in to play, the two most important should be the trustworthiness of the shop and the interest rate. Every company claims to be the best, but some have a hard time proving that. Heritage Jewelry and Loan is the only pawn shop in Sugar Land that is offering half price interest loans on almost anything of value. We continually maintain an A+ rating with the Better Business Bureau and have done so for the last 5 years, so we take trustworthiness very seriously. We put our money where our mouth is and deliver when it counts.
We are the only short term money lending business offering 10% interest rate pawn loans in the greater Fort Bend county area on customer’s collateral. In Sugar Land , we are the only store that uses technology to truly enhance the pawn experience. Capitalizing on the newest technology lowers our operating costs, so this savings is passed on to the consumer in the form of lower rates on most items. Not only do we loan the most money on jewelry, we also are set up to accept large items that most normal pawn shops have a difficulty taking in.
We are also the only shop that offers complete and total safety of not only your goods but of yourself as well. We use the highest grade vaults and UL certified bank grade alarm systems as our first line of defense. Our staffing includes local Police Officers who provide security 24hrs a day ensuring that you will always have a safe and enjoyable experience. We believe that you can’t put a price on safety. You will never feel unsafe and your items will always be secure when they are here. We guarantee nothing less than that.
But What If I went Somewhere Else Before I found You?
If you are in the area, come in and let us help you out. We can easily transfer your loan from a different pawn shop over to us. This is a painless and easy procedure that will save you money in the long run. We will gladly evaluate your current loan at other shops and get you the best deal. Normal savings are 33%-50% per month. This means that there will be more money put in your pocket or less time in loan!! A short drive from just about anywhere on Houston, it is worth your time and effort. Even if you don’t want to transfer the loan, but rather sell us the pawn ticket for more cash, we can help you out. A simple phone call and we can go over every option available to you.
What Separates Us From The Competition?
In a word… INTEREST! We are the only shop in town that specializes in 10% interest loans on most items of value. Try finding a pawn shop that loans money cheaper than we do, it’s almost impossible. We are the only store that uses technology to lower the cost of borrowing while increasing the value to our consumers. We use state of the art programs to allow our customers to keep track and pay their accounts online from their phone with our ground breaking app! We keep our costs down to pass the savings on to you.
Throughout the years we have embraced the changes that have been coming through the industry. During these times we have accepted the new way of doing business and this has helped us to be able to give more accurate valuations than the competition.
Our pawn industry experience has led us the conclusion that our understanding of the secondary markets allows us to realize the true value of people’s stuff. We have a combined 50 plus years of pawn and jewelry experience that we bring to the shop every day.
We are constantly hearing about customers getting turned down by other pawnbrokers. Mainly because their employees don’t know the real value of their collateral. So we are doing something about that. We invest hundreds of hours training our staff every year to maintain our expertise on jewelry, watches, electronics, and antiques. Basically just about anything that we can research on the Internet we can help you with. Therefore, you know when we give a value it has a basis in fact. The days of arbitrary decisions making about the value of your things by the pawn shop are over. The pawnbrokers at Heritage Jewelry and Loan will take time walking the customer through the entire loan process. We explain how we come up with the value and keep you informed. The way things should be done in the digital age.
Our goal is simple, to be lending out the most money we can. Therefore, there isn’t a reason to short change our valued customers. With that in mind, there’s NEVER any CREDIT CHECKS or limits to the amount of money we can let an individual borrower. Everything is based on the value of the collateral that is pledged to secure the loan. All transactions are held in the strictest of confidence.
Most importantly, we want to develop longer term relationships with our customers. We do this by providing a friendly and empathetic atmosphere free from judgment and harassment. We treat everyone the same, like we would want our mother treated….and in Texas, nobody messes with momma!!!