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Bring Us Your Old Pawn Ticket From Other Shops For Major Savings | Call Us Today

Pawn Shop Heritage Jewelry and LoanPawn Shop Heritage Jewelry and Loan
  • Pawn Shop
    • About
  • 10% Pawn Loans
    • Jewelry Pawn
    • Watch Loans
    • Electronics Loans
    • Musical Instrument Loans
  • Buying
    • Jewelry Buys
    • Watch Buys
    • Electronic Buys
    • Musical Instrument Buyers
  • Repairs
    • Watch Repair
    • Jewelry Repair
  • For Sale
    • Jewelry Sales
    • Watch Sales
    • Electronic Sales
    • Musical Instrument Sales
  • Contact
    • FAQ’s
    • Site Map
    • Disclosures

Pawn Shop Legal Disclosures & Rules

Disclosures

 

Heritage Jewelry and Loan is licensed in the State of Texas by the Texas Office of Consumer Credit Commissioner for lending money.  We are governed by  Chapter 371, Texas Finance Code: Pawnshops and Title 7, Chapter 85, Texas Administrative Code and all Federal statutes as they apply.

Heritage Jewelry and Loan charges 10% per month (120% APR) with no other associated fees for loans $1.00 – $1,340.00.  1.5% per month (30% APR) for loans $1,340.01 – $2,010.00, and 1.0% (12%APR) for loans $2,010.01 – $16,750.00.

All loans are for a term of 60 days with a 7 day grace period and are based on a single item, not a combination of items. All rates are regulated by the State of Texas for what can be charged. A complete list of rates and daily breakdowns is available here.   No additional fees are charged or can be charged in reference to any transaction other than a $1.00 “lost ticket” fee.

Heritage Jewelry and Loan are members in good standing with the Better Business Bureau, the National Pawnbrokers Association, Central Fort Band Chamber of Commerce.

Complaints about the operation of the business can be filed with the Texas Office of Consumer Credit Commissioner Consumer Help site.

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The 10% Pawn Shop Lending Source in Sugar Land & Missouri City. Call Today!

  • Heritage Jewelry & Loan
  • 4506 Hwy 6 South, Sugar Land Tx 77478
  • 281-265-6747
  • https://heritagejewelryandloan.com

(281) 201-7893

 

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